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HealthPass is a Fundamental Self-funded or Level-funded MEC Healthcare Plan

HealthPass is a self-funded or level-funded Minimum Essential Coverage (MEC) healthcare plan design that meets the requirements for Penalty A and improves participation rates among those employees who typically go without health insurance or rely on subsidies to purchase individual government plans.

  • Ideal for minimum-wage, hourly, or part-time employee groups
  • Gives employers a secure foundation for self-funding or level-funding their group’s health insurance
  • Uses a captive affiliate to facilitate cost-effective risk ratio programs for all types of employers
  • Promotes stable monthly costs and potential for premium ROI year over year
  • Meets the requirements for Penalty A as defined by the IRS and ERISA
  • Helps improve employee participation rates which can impact overall workforce health


HealthPass is a self-funded or level-funded MEC plan that meets the requirements for Penalty A while helping improve employee participation rates and potential for premium ROI. This is not an insurance product.

These plans are NOT comprehensive health insurance and do NOT include hospitalization or certain other benefits. These plans meet the individual requirement of the ACA for ‘Minimum Essential Coverage’ when sold through an employer.

Learn more about MVP plans.

Call 844-457-7726 or Submit This Form to Get a Free Quote for Group Pricing

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